Markel Insurance Services
Dedicated to help every Georgia family obtain Affordable Health Insurance
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678-804-7772

Company Info

Markel Insurance Services
1400 Buford Hwy., Ste. G-2
Sugar Hill, GA, 30518

Phone:
678-804-7772

Fax:
678-804-6082

License:
GA: 528264

Insurance Brokers:
Steven Markel

Health Care Insurance News

Maine health insurance marketplace: history and news of the state’s exchange

Anthem left the exchange in Maine at the end of 2017, due to the lack of federal funding for CSR. Two insurers remained in the Maine exchange for 2018. Enrollment was about 4.5 percent lower, due in large part to the shorter open enrollment period and reduced federal funding for marketing and enrollment assistance. Maine is seeking a 1332 waiver to fund a reinsurance program starting in 2019. If approved, premiums will be lower than they would otherwise be and Anthem will rejoin the exchange.


Maryland health insurance marketplace: history and news of the state’s exchange

CareFirst, CareFirst Blue Choice, and Kaiser are offering exchange plans for 2018, and the cost of CSR has been added to on-exchange silver plan premiums only. Average premiums are expected to decrease for 2019, now that the federal government has approved the state's reinsurance program proposal.


Texas health insurance marketplace: history and news of the state’s exchange

Eight carriers are offering coverage in the Texas exchange for 2018. Two insurers — Humana and Prominence — left the exchange at the end of 2017. Blue Cross Blue Shield of Texas is offering plans statewide in 2018, but the other seven insurers have localized coverage areas. For 2019, Oscar will expand their coverage area.


Obamacare penalty exemptions

According to the IRS, 7.9 million tax filers were subject to the penalty for being uninsured in 2014, but 12.4 million were able to claim an exemption from the penalty, despite being uninsured in 2014. Again in 2015, the number of exemptions surpassed the number of people who owed the penalty by a wide margin. And the Trump Administration has made it easier than ever for people to obtain hardship exemptions from the mandate.


The assault on pre-existing conditions is the least of it

The debate over protection for people with pre-existing conditions has become a proxy war for what matters most on the healthcare front in West Virginia (and other poor red states): the ACA Medicaid expansion.


New Jersey health insurance marketplace: history and news of the state’s exchange

New Jersey will have a state-based individual mandate in 2019, and a reinsurance program. As a result, the state's average individual market health insurance premiums are decreasing by more than 9 percent.


Texas health insurance

A guide to health, health insurance, Medicaid expansion and Obamacare in the state of Texas. Get a free health insurance quote for the Lone Star State.


Will you owe a penalty under Obamacare?

If you decide not to purchase coverage and remain uninsured, you can use the calculator on this page to determine the size of the penalty you would pay. But here's the good news: many uninsured Americans are exempt from the penalty, and premium subsidies are making health insurance affordable — often for the first time — for millions of people.


DC health insurance marketplace: history and news of the state’s exchange

DC has by far the lowest percentage of subsidy-eligible exchange enrollees in the country. This is likely due to a combination of the fact that there is no off-exchange market in the District, the median household income is among the highest in the country, and Medicaid eligibility is quite generous (so lower-income applicants who would get subsidized QHPs in other states are eligible for Medicaid instead in DC). DC's exchange has approved an individual mandate for the District, to be implemented in 2019 if the DC Council approves it.


Should I keep my grandmothered health plan?

If your current health insurance policy is not grandfathered but was in effect prior to 2014, your plan is considered a transitional, or “grandmothered” policy. These plans are not fully ACA-compliant, and were purchased between March 23, 2010 – when the ACA was signed into law – and October 1, 2013 (in some states, policies purchased through December 31, 2013, are considered grandmothered). In many states, they can continue to remain in force throughout 2019.


Markel Insurance Services - 1400 Buford Hwy., Ste. G-2 Sugar Hill, GA 30518
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