Markel Insurance Services
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678-804-7772

Company Info

Markel Insurance Services
1400 Buford Hwy., Ste. G-2
Sugar Hill, GA, 30518

Phone:
678-804-7772

Fax:
678-804-6082

License:
GA: 528264

Insurance Brokers:
Steven Markel

Health Care Insurance News

The Scoop: December 11, 2019 Edition

Headlines in this edition of The Scoop: In most states, open enrollment ends Sunday; 4.7 million uninsured Americans could get FREE coverage; Virginia pauses implementation process for Medicaid work requirement; Michigan still on track to have Medicaid work requirement in January; Health reform bills pre-filed for 2020 legislative sessions; California brokerage markets sharing ministry plans as short-term plans; Lawmaker wants Indiana’s short-term law to be template for other states.


What’s the deadline to get coverage during Obamacare’s open enrollment period?

Q. What is the deadline to enroll in health insurance coverage for 2020? A. In almost every state, open enrollment runs from November 1 to December 15, 2019, with all plans effective January 1, 2020. California, Colorado, & DC have permanently extended open enrollment. Massachusetts, New York, Rhode Island, and Minnesota have extended it for 2020 enrollment and other state-run exchanges might opt to follow suit.


Kansas and the ACA’s Medicaid expansion

The Kansas Medicaid program — which is called KanCare — has not been expanded under the ACA. Legislation to expand coverage passed in 2017, but then-Gov. Sam Brownback vetoed it. Gov. Laura Kelly supports Medicaid expansion and an expansion bill passed the House in 2019. But it did not advance to a vote in the Senate. Senate Democrats have pre-filed an expansion bill for consideration in 2020.


How a health savings account (HSA) works

A health savings account is a tax-advantaged savings account combined with a high-deductible health insurance policy to provide an investment and health coverage. Deposits to the HSA are tax-deductible and grow tax-free. Withdrawals are always tax-free if they're used for qualifying medical expenses, although they account can be used like a traditional IRA after age 65, with withdrawals subject to regular income tax.


Washington health insurance marketplace: history and news of the state’s exchange

Washington runs its own exchange, Washington Healthplanfinder. Carrier participation in the exchange is fairly robust, with nine insurers offering plans for 2020. Average rates are decreasing and there are only six counties with just a single insurer for 2020, down from 14 in 2019. Bronze plans are available statewide for 2020, which was not the case in recent years.


Virginia and the ACA’s Medicaid expansion

Virginia expanded Medicaid in January 2019, and 342,000 people had enrolled by November 2019. The state had planned to impose a Medicaid work requirement (which was instrumental in getting enough GOP support for expansion in the legislature), but officially paused the negotiations with the federal government over the work requirement after Democrats gained control of both chambers of the legislature in the 2019 election.


Short-term health insurance in Indiana

As of July 2019, short-term plans in Indiana can have terms of up to 364 days and can be renewed for up to a total of 36 months. But they must also have benefit caps of at least $2 million.


New Hampshire health insurance

A guide to individual health insurance in New Hampshire, including its marketplace, open enrollment dates, insurers, Medicaid expansion, short-term regulations and Medicare.


New Hampshire health insurance marketplace: history and news of the state’s exchange

There's a slight overall average rate decrease in New Hampshire's individual market for 2020, on the heels of a double-digit rate decrease in 2019. New Hampshire switched from PAP to Medicaid managed care in 2019 (with a work requirement that was subsequently overturned by a judge), so Medicaid expansion enrollees no longer receive coverage under qualified health plans in the exchange.


The Scoop: December 4, 2019 Edition

Headlines in this edition of The Scoop: End of open enrollment days away in most states; Florida board recommends state codify ACA consumer protections; Missouri governor won’t block Medicaid expansion if voters approve it; Carrier will pay $1.8 million settlement for non-compliant student health plans in Vermont; New Mexico funds study on universal coverage


Markel Insurance Services - 1400 Buford Hwy., Ste. G-2 Sugar Hill, GA 30518
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