Markel Insurance Services
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Company Info

Markel Insurance Services
1400 Buford Hwy., Ste. G-2
Sugar Hill, GA, 30518

Phone:
678-804-7772

Fax:
678-804-6082

License:
GA: 528264

Insurance Brokers:
Steven Markel

Health Care Insurance News

Alabama health insurance

Alabama uses the federally facilitated marketplace, so residents enroll in exchange plans through HealthCare.gov. For 2019 coverage, open enrollment will run from November 1 through December 15, 2018. Two carriers – Blue Cross Blue Shield of Alabama and Bright Health – will continue to offer plans through the exchange. Both insurers filed 2019 rates that are lower than last year.


Oklahoma and the ACA’s Medicaid expansion

As of October 2018, there were 796,455 Oklahoma residents enrolled in SoonerCare, the state's Medicaid program. Two-thirds of them were children. Enrollment is virtually unchanged since 2013, as the state has not accepted federal funding to expand Medicaid. But Oklahoma plans to seek federal approval to impose a Medicaid work requirement for the existing Medicaid population.


Connecticut and the ACA’s Medicaid expansion

Connecticut was the first state to adopt expand Medicaid through the ACA, and the state's eligibility guidelines for children, pregnant women, and parents are more generous than the national average. But about 14,000 parents were dropped from Medicaid in August 2016 as part of a budget cut program that lowered the income limit for eligibility.


Florida health insurance

Florida uses the federally run health marketplace, so residents enroll through HealthCare.gov. Open enrollment for 2019 coverage started November 1 and continues through December 15 in Florida. Seven insurers will offer 2019 health plans through Florida's marketplace. The average rate increase after the state approval process is 5.2 percent.


District of Columbia health insurance

In Washington, DC, coverage in the individual and small-group health insurance markets is available only through the state-run exchange: DC Health Link. There is not an off-exchange option. The federal government reduced the duration of individual market open enrollment to just over six weeks, starting in 2017.  But DC was one of three exchanges  that opted to keep the duration of open enrollment at three months. Open enrollment in DC began November 1 and will continue until January 31, 2019.


Louisiana health insurance

Louisiana health insurance resources, including information about ACA exchange implementation, Medicaid expansion, and the Louisiana Health Plan.


Idaho health insurance

Idaho was the only state to create its own state-run health insurance exchange – Your Health Idaho – but also reject Medicaid expansion. The model seems to be working, with the state near the top of per-capita exchange enrollment. Open enrollment started November 1 and continues through December 15, 2018.


If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases?

Q: I'm self-employed, so my income varies from one year to the next. I enrolled through the exchange and projected an income that makes me eligible for premium subsidies, but what if my income actually ends up being low enough that I would have been eligible for Medicaid instead? Will I have to pay back those subsidies? What if I don't take monthly subsidies and use my savings to pay premiums, hoping my income will increase? What's the best strategy for me right now?


Are visits to the chiropractor or physical therapist covered under the Affordable Care Act?

Q. Are visits to the chiropractor or physical therapist covered under the Affordable Care Act? A. All ACA-compliant individual and small group plans include coverage for physical therapy. Some individual market plans, sold via the health insurance marketplaces and off-exchange, include coverage for chiropractic services – but many do not. It depends in large part on where you live, as different states have different rules.


What is the Medicaid ‘coverage gap’ and who does it affect?

Q. I keep hearing about the "coverage gap" in states that are not expanding Medicaid. Can you explain what that means and who it affects? According to Kaiser Family Foundation data, there are about 2.2 million people in the coverage gap across 16 states (with additional states expanding coverage, this will shrink to 2.1 million people in 13 states in 2019). They aren't eligible for Medicaid, nor are they eligible for premium subsidies in the exchange.


Markel Insurance Services - 1400 Buford Hwy., Ste. G-2 Sugar Hill, GA 30518
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