Markel Insurance Services
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Company Info

Markel Insurance Services
1400 Buford Hwy., Ste. G-2
Sugar Hill, GA, 30518

Phone:
678-804-7772

Fax:
678-804-6082

License:
GA: 528264

Insurance Brokers:
Steven Markel

Health Care Insurance News

Kansas health insurance marketplace: history and news of the state’s exchange

Kansas exchange enrollment reached almost 99,000 for 2017. BCBSKS, Medica, and Centene have filed plans for 2018, but Blue KC (currently in Johnson and Wyandotte counties) will no longer offer coverage in the Kansas exchange after 2017. BCBSKS and Medica already offer coverage in the exchange, but Centene will be new to the exchange for 2018, filling the void left by Blue KC's exit.


Vermont health insurance marketplace: history and news of the state’s exchange

Vermont initially required all individual and small group plans to be purchased through the exchange, but enrollees who aren't eligible for subsidies are now being encouraged to enroll directly through MVP and BCBSVT. Both insurers have filed plans for 2019, with the cost of CSR added to on-exchange silver plan premiums. Lawmakers have approved an individual mandate that will take effect in 2020, but the specifics of how it will be administered have not yet been determined.


Hawaii health insurance marketplace: history and news of the state’s exchange

Starting in November 2016, to facilitate enrollment in plans for 2017, Hawaii switched to a fully-federally-run exchange. In December 2016, CMS approved Hawaii's 1332 waiver proposal to eliminate the SHOP exchange as of January 2017. In 2018, lawmakers are considering legislation to establish a reinsurance program and individual mandate, and codify some of the ACA's consumer protections into state law.


Alaska health insurance marketplace: history and news of the state’s exchange

Alaska's individual health insurance market has been by far the most expensive in the country over the last few years. But the percentage rate increase in 2017 was much lower than average, thanks to a state-based reinsurance program. Alaska received approval in July 2017 to use federal funding to offset most of the cost of the reinsurance program over the next five years, and rates decreased sharply in 2018 as a result of the reinsurance program. For 2019 coverage, rate filings must be submitted by July 13, 2018.


An SEP for your growing family

If your family grows during the year, you're eligible for a special enrollment period. There are several situations that can trigger the SEP in this case, but there are also some new restrictions that apply to these SEPs.


Michigan health insurance marketplace: history and news of the state’s exchange

Michigan continues to have one of the most robust health insurance exchanges in the country, with eight carriers offering policies for 2018. A total of 293,940 people enrolled in plans through Michigan's exchange during open enrollment for 2018 coverage. Rate filings for 2019 are due by June 14, 2018, and carriers will once again add the cost of CSR to on-exchange silver plan rates.


Indiana health insurance marketplace: history and news of the state’s exchange

MDwise and Anthem left the exchange at the end of 2017, but Celtic and CareSource are continuing to offer coverage. CareSource and Celtic/Ambetter agreed to expand their initial filings to cover the four counties that would otherwise have been bare, so all areas of Indiana have insurers offering coverage in 2018. Premium increases for 2018 were much higher than they would have been if CSR funding had been committed, and the cost is spread across all plans, not just silver plans.


Virginia health insurance marketplace: history and news of the state’s exchange

Seven insurers are offering exchange coverage in Virginia for 2018. Average rate increases for 2018 varied from 35 to 81 percent, with insurers assuming (correctly) that CSRs would not be funded in 2018. The bulk of the rate increases are on silver plans, and have been offset by larger premium subsidies for most enrollees. For 2019, Virginia Premier will join the Virginia exchange in the Richmond area.


Oregon health insurance marketplace: history and news of the state’s exchange

All five exchange insurers in Oregon plan to remain in the exchange in 2019, with Kaiser and PacificSource proposing coverage area expansions. The average proposed rate increase for Oregon's individual market is 10.5 percent, but would be considerably lower if the individual mandate penalty weren't being eliminated. Oregon is also considering a future move back to their own enrollment platform, to save money and increase flexibility for the exchange.


Connecticut health insurance marketplace: history and news of the state’s exchange

Access Health CT is a successful state-run exchange that dodged many of the technical problems that plagued other exchanges over the first few years of operation. But only two of their original four insurers are continuing to offer plans. Regulators approved a weighted average premium increase of 29.3 percent in September 2017, based on the (correct) assumption that cost-sharing reduction payments wouldn't be made by the federal government in 2018. Access Health CT's open enrollment has been extended through December 22.


Markel Insurance Services - 1400 Buford Hwy., Ste. G-2 Sugar Hill, GA 30518
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