Markel Insurance Services
Dedicated to help every Georgia family obtain Affordable Health Insurance
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678-804-7772

Company Info

Markel Insurance Services
1400 Buford Hwy., Ste. G-2
Sugar Hill, GA, 30518

Phone:
678-804-7772

Fax:
678-804-6082

License:
GA: 528264

Insurance Brokers:
Steven Markel

Health Care Insurance News

So you’re telling me there’s a chance …

With 13 days to go, I’d say Cassidy-Graham faces an uphill battle. But as we know, American politics sometimes delivers unlikely outcomes. It’s foolish to take anything for granted.


Health Wonk Review for September 14, 2017

Whoops. Did you think that the never-ending battle over Obamacare was finally ... um ... ending? Wrong-o. As Louise Norris hints with the theme of the latest edition of Health Wonk Review, there's still apparently plenty of time for debate on healthcare.


What’s the deadline to get coverage during Obamacare’s open enrollment period?

Q. What is the deadline to enroll in health insurance coverage for 2018? A. Open enrollment for 2018 coverage will begin on November 1, 2017, and end on December 15, 2017. This is a shorter window than previous years used, and January 1, 2018 will be the only available effective date.


What are the ACA’s enrollment periods and when can I enroll outside of the open enrollment period?

Q: What are the Affordable Care Act enrollment periods and when can I enroll outside of the open enrollment period? Open enrollment for 2018 will begin on November 1, 2017, and end on December 15, 2017 in all states that use HealthCare.gov. This applies both on and off-exchange. State-run exchanges have been encouraged to follow the same schedule, but several have already announced extensions.


Should you look outside the ACA’s exchanges?

The consumer protections in the ACA apply to all new individual policies, regardless of whether the coverage is sold in the exchange / marketplace.


What’s the difference between prescription discount plans and prescription drug insurance?

Q: What’s the difference between prescription discount plans and prescription drug insurance? A: There are two basic and very different types of drug plans: prescription discount plans and prescription drug insurance. In a discount plan, you typically pay a monthly or annual fee and get a card. You present your card when you fill a prescription, and the pharmacy gives you a certain percentage off the cost of the drug. The discount may vary drug by drug or by brands versus generics. Discount plans are NOT insurance plans. Discount plans are sold by drug manufacturers, drug stores and membership organizations like AARP.


Will you owe a penalty under Obamacare?

If you decide not to purchase coverage and remain uninsured, you can use the calculator on this page to determine the size of the penalty you would pay. But here's the good news: many uninsured Americans are exempt from the penalty, and premium subsidies are making health insurance affordable - often for the first time - for millions of people.


CO-OP health plans: patients’ interests first

As of July 2017, only six of the original 23 CO-OPs were still operational. And just four of those intend to offer coverage for 2018. The other CO-OPs have failed for a variety of reasons, including premiums that were too low and the unexpected loss of federal funding that was retroactively eliminated.


2017 Obamacare subsidy calculator

An impressive 85 percent of Americans shopping in the exchanges receive subsidies. If you're worried about the cost of premiums, use our subsidy calculator to see how much you'd save.


‘Bare counties’ just got covered. Here’s why.

As of late August, there are no "bare" counties for 2018 exchange coverage. There are lots of counties with just one insurer, but the ACA contains a variety of mechanisms to protect consumers, even when there's no competition among insurers.


Markel Insurance Services - 1400 Buford Hwy., Ste. G-2 Sugar Hill, GA 30518
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