OPEN ENROLLMENT FOR 2022

Open enrollment for 2022 ACA (OBAMACARE) health insurance coverage begins on November 1, 2021 and will end on December 15, 2021.

When it’s time to review your health plan and decide if you need to make changes for 2022 we can help you review and compare your plan to make sure it still meets your needs and you’re getting the best plan for you. Every fall, your health insurance company sends you a letter explaining changes to premiums and benefits for the coming year. You can choose to stay in your current plan (as long as it’s still offered) or make changes. If you don’t take action by December 15, 2021, you could miss out on better deals and cost savings.

Important dates for 2022 enrollment:

• November 1, 2021: Open Enrollment starts — first day you can enroll in a 2022 insurance plan. Coverage can start as soon as January 1, 2022.
• December 15, 2021: Last day to enroll in or change plans for new coverage to start January 1, 2022.
• January 1, 2022: 2022 coverage starts for those who enroll or change plans by December 15, 2021.

If you don’t enroll in a 2021 ACA compliant health insurance plan by December 15, 2021, you can’t enroll in a ACA (OBAMACARE) compliant health insurance plan for 2022 unless you qualify for a Special Enrollment Period.

The individual mandate was repealed for 2021. Meaning, Americans without health insurance coverage in 2021 and beyond will not be subject to a tax penalty.